The right concept, graphic or case study can make complex ideas much easier to understand. And when your prospects grasp these concepts and the impact on their financial situation, it can make closing that next case easier.
Sales Ideas
Concepts that close business or open conversations
Stuck on a tough sale?
Can't get to "yes"? We can share the tools and concepts used by our top producers.
Managing unexpected costs
More Americans are seeking a way to ensure access to the funds they'll need should they face an unexpected chronic illness down the road. We offer product solutions and tools to educate clients about the benefits of ensuring access to the care they may need.
Sales success kit
SecureLink CIA kit (not for use in MA, NY, WA)
For use with SecureLink Chronic Illness Access fixed indexed annuity
Sales idea
Premier Protector (not for use in CA, MA, MO, NY, WA)
For use with MultiOption Guide variable annuity and Premier Protector optional death benefit
Campaign
Accumulation and income solutions
The best financial professionals are client educators. You can win clients with sales strategies built around specific market concepts. We’re here to help you explain solutions designed to address specific client needs.
Fixed indexed annuities
Sales ideas
- The zero perspective
How gains and losses can impact account value
- Term Guarantee Cap can increase returns
Guarantee the cap rate for the duration of surrender charge - Our renewal rate philosophy
Our goal is to provide a smooth renewal experience
Variable annuities
Sound strategy
Why fees matter
MultiOption® Momentum
Overview
MyPath suite
MultiOption Guide and MyPath optional living benefits
Flexibility of an income advance
Believe it or not, you can offer clients flexibility in a fixed immediate annuity. Our single payment immediate annuity includes a valuable benefit that goes beyond the guaranteed income stream traditionally associated with SPIAs.
Sales idea
Advance Withdrawal Benefit
For use with IncomeToday! 2.0 single payment immediate annuity
SecureOption Choice split strategies
Option 1: Preserving principal, positioning for growth
For use with SecureOption Choice fixed annuity and a growth-oriented investment vehicle
A split allocation strategy offers clients the security of a fixed return of their original purchase payment, allowing them freedom to position the remainder of their portfolio for growth potential.
Calculator output
Option 2: Income for today while preserving principal
For use with IncomeToday! 2.0 single payment immediate annuity and SecureOption Choice fixed annuity
A split annuity strategy provides guarantees and stability through the combined strength of two fixed annuities — one deferred and one immediate. Clients receive an immediate income stream while also guaranteeing the rebuilding of their initial purchase payment.
Calculator output
Not approved for use in Oregon
Looking for a way to set yourself apart and add more value to your client relationship?
An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to nonqualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management fees and rider fees. Variable sub accounts of annuities are subject to market fluctuation, investment risk and loss of principal.
DOFU 1-2022
1949766