Innovation that keeps up with your rapid growth

Online lenders need innovative partners that move at the speed of their business. The experts at Securian Financial take a customized approach to program design, meaning we can easily integrate debt protection programs into your digital experiences. This allows you to seamlessly bring this coverage to your customers.

Protection solutions add value for you and your customers

Debt protection creates a financial safety net for your customers by cancelling all or part of an outstanding loan balance should they die, become disabled or involuntarily unemployed.

How it works

Just like when booking a trip online and you’re asked, “Do you want to protect your trip,” your customers will be asked if they want to protect their loan. The debt protection offering can be embedded in your online application or offered post close.

Quick and simple claims process

You and your customers value convenience and speed. That is especially the case when families are going through a tough time. Securian Financial is dedicated to getting your customers claims approved and paid fast. Our claims team provides timely responses to inquiries and status updates to provide the stress-free process you want for your customers.

Why debt protection is important

No one plans to default on a loan. Securian Financial conducted a recent study that is highlighted in our monthly Catalyst newsletter showing the main reasons for default. These unexpected events can create financial hardships for your customers. 

Debt protection provides a safeguard against unexpected events to help your customers get through these difficult times by cancelling all or part of their outstanding loan debt. This decreases your lending risk.