An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax-deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals.
Some products and optional features may not be available in all states and features may vary by state. Not all products, features and optional benefits are available from all firms. Please consult with your firm before providing any products/services or materials listed here.
Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.
The indexes are not available for direct investment.
These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its subsidiaries, have a financial interest in the sale of their products.
Policy form numbers: 16-70302, ICC16-70302, 16-70305, ICC16-70305, 16-70306, ICC16-70306, 16-70314, ICC16-70314, 16-70315, ICC16-70315, 17-70334, ICC17-70334, 17-70350, ICC17-70350, 17-70351, ICC17-70351, 17-70352, ICC17-70352, 17-70353, ICC17-70353, 17-70354, ICC17-70354, 17-70357, ICC17-70357, 17-70358, ICC17-70358, 17-70359, ICC17-70359, 18-70405, ICC18-70405, 18-70407, ICC18-70407, 18-70408, 18-70428, 18-70456, 18-70482, 19-70542, 19-70543, 19-70544, 21-70641, 21-70642, 21-70643.
The information presented above is solely intended for use by financial professionals. Such information is not intended for public consumption or dissemination.
Not a deposit – Not FDIC/NCUA insured – Not insured by any federal government agency – Not guaranteed by any bank or credit union – May go down in value