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Industry insights and research

From uncovering trends — to covering the bases in the employee benefits market

Stay up to date in the ever-changing employee benefits marketplace with our original thought leadership and proprietary research offering insights into the latest industry trends.

Research from Securian Financial

The affordability trap: Why cheaper choices cost employees more

When costs rise faster than wages, employees make affordability-first choices: lower-premium plans with higher deductibles, skipping supplemental coverage or cutting dental or vision to keep medical. The savings are immediate. This is the affordability trap: optimizing for today’s paycheck at the cost of tomorrow’s crisis. Gaps are then created that employees don’t see until something goes wrong.

Our proprietary research explores six gaps, and what employers can do to close them.

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Family-building benefits

Starting and growing a family is increasingly complex and costly. Our research investigates evolving family structures, the impacts of a volatile economic landscape and the shifting expectations of employer-provided benefits.

Read about these trends and recommended strategies to understand how employers can better support employees and create a more attractive workplace.

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Caregivers in the workplace

Securian surveyed employees of various organizations to examine whole person wellness along with caregiver needs, useful benefits and tactics to encourage their use.

Explore how employers are striving to understand and support employee wellness in all facets of life in addition to the unique challenges of employees with caregiver responsibilities.

Review the findings
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Thought leadership articles

How product innovation drives supplemental health sales surge

Discover how innovative product solutions are driving a surge in supplemental health sales. Read our valuable insights for insurance brokers and employers looking to enhance their offerings and meet the evolving needs of their clients.

More Americans will turn 65 in 2025 than at any point in history. It’s one of three trends reshaping group life insurance risk assessment and pricing.

Responsible AI is key to unlocking better benefits innovation

As AI adoption accelerates across the insurance and benefits landscape, responsible governance is no longer optional, it's essential.

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DOFU 3-2026

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