Accident insurance helps you plan for the unexpected, reducing worry about what could happen to your personal finances when an accident happens.
Accident insurance provides a lump sum cash payment to you if you suffer injury from an accident covered under the policy. You may use the money however you wish.
Policies vary, but some enable you to enroll for coverage for your dependents, too.
Accident insurance is not medical insurance. You may use the cash benefit any way you wish, whether it's to help pay medical expenses or daily living expenses.
Accident insurance typically includes benefits that can help with:
Certain limitations apply; be sure to check any policy for possible exclusions prior to enrolling.
While you’re spending money to cover medical costs, you might have less money coming in if your injury prevents you from being able to work.
What’s more, daily life might become more expensive if you can’t perform your usual day-to-day tasks like driving a car, cooking or mowing the lawn.
Our insurance products may be offered through your employer. Contact your employer's benefits department today to learn more about your group health insurance options and costs.
Learn how to maximize your 401(k) contributions and diversify your retirement savings. Understand the impact of early withdrawals and set realistic retirement goals.
Learn how to choose the best benefits for you during open enrollment, including insurance options and tips for updating your beneficiaries and retirement contributions.
Supplemental health insurance provides additional coverage for out-of-pocket expenses and unexpected costs (like a visit to the hospital) that may not be covered by your main health plan. It helps fill in those gaps.
This is a limited benefit product. Accident insurance has exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact Securian Financial. Product availability and features may vary by state.
DOFU 4-2022
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