Customized lending and deposit forms

You use a variety of lending and deposit forms every day. With constantly changing regulations, your forms need to be compliant, comprehensive and clear – plus meet your unique business needs.

With Securian Financial’s PerFORMer solutions, you can focus on growing your business while we handle the details. Our dedicated team takes time to understand your lending and deposit procedures to create customized forms that support your ongoing lending and deposit success.

• Consumer Lending (closed-end loans, open-end lines of credit (LOC), credit cards, multi-featured consumer lending plans, pre-approved auto drafts, private education loans, etc.)
• Home Equity Lending (non-purchase money closed-end and open-end LOC)
• Membership and Deposit (account applications, agreements and disclosures, account maintenance documents, overdrafts, etc.)
• Commercial/Business Lending (closed-end loans, open-end LOC, credit cards, real estate)
• Commercial/Business Membership and Deposit (account applications and agreements, resolutions, certification regarding beneficial owners, etc.)

PerFORMer solutions are compliant with applicable federal and state disclosure and consumer protection laws including the Truth-in-Lending Act, Truth-in-Savings Act, Expedited Funds Availability Act, and Equal Credit Opportunity Act. Our compliance experts are active in industry trade groups and help ensure your PerFORMer solutions remain compliant by:

• Keeping you informed of trends and potential regulatory changes
• Notifying you of legal and regulatory changes impacting your forms
• Performing regular and extensive legal reviews of your forms

• Custom solutions: No matter your unique lending or deposit needs, we can partner with you to create customized forms to fit your needs. We can also build in credit insurance, debt protection, GAP, MBP or other product information.
• Smooth implementation: When new forms are introduced to your lending or deposit systems, you can’t afford errors or downtime. Our tenured team provides the necessary technical and development expertise for a smooth implementation.
• Ongoing support: Our service and consultative support continues after your initial implementation is complete. With regular touchpoints and easy access to our team, we make sure your forms process runs smoothly. We take a proactive approach to expanding our suite of options, while ensuring existing forms remain compliant. And you can revise existing forms or create new ones anytime.