Accident insurance offered by Securian Life Insurance Company provides a lump-sum benefit to the insured or a family member if they seek treatment to recover after an unexpected accident covered under the policy. Commonly covered events include broken bones, burns, trips to the emergency room and organized sports injuries. The insured can use the money to cover immediate medical expenses, lost income or however they wish.
Please note this content is not approved for use in GA, ID, NM, OR, WA, WV or WY.
Solving for what matters next
Flexible coverage examples
- Injuries: Burns, concussions, lacerations, organized sports injury
- Emergency care: Ambulance, ER visit, emergency dental
- Hospital care: Testing, x-rays, anesthesia
- Surgery benefit: Inpatient or outpatient surgery, joint replacement, ruptured disk
- Follow-up care: Inpatient and outpatient therapy, prescription drugs, transportation
- Support care: adult companion lodging, family care, pet boarding and professional sitting
- Accidental death: Accidental death and dismemberment (AD&D), catastrophic loss
Guaranteed acceptance for your consumers
- No medical questions asked
- Single, spouse/legal partner and family coverage available
- Minimum eligibility age 18 years – with no upper limit
Easy payment when consumers are in need
- Simple claims process with benefits paid directly to the insured
- No network restrictions
- Multiple benefits can be paid for one injury (up to product benefit maximums)
How accident insurance works
Contact info
Existing policy assistance
Please refer to your current statement for contact information.
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Accident insurance coverage is available to the following markets.
Limitations and exclusions apply. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. Reduction of benefits may apply based on plan design.
Product availability and features may vary by state. The accident insurance product is offered under policy form series 24-51472 or state variation thereof. Benefits for covered conditions will be payable upon diagnosis of a covered condition that satisfies the requirements of the policy and when all other policy requirements are met.
DOFU 2-2025
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