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Critical illness insurance

Please note this content is not approved for use in AZ, GA, ID, NM, NV, OR, WA, WV or WY.

Solutions that matter

Critical illness insurance, offered by Securian Life Insurance Company, provides a lump-sum benefit to the insured when a covered condition is diagnosed. The benefit can be used to help address out-of-pocket medical costs or keep up with ordinary living expenses such as mortgage payments or cover lost income — expenses outside of what a health insurance plan may cover.

Solution features

  • Turnkey or custom issue plan design
  • Multiple eligibility options — guaranteed issue or simplified issue
  • May include coverage for prescription drugs, inpatient and outpatient services, testing, transportation, second opinion and surgery.

Types of available coverage

Icon of a pulse and heart

Critical illness insurance

  • Covered conditions include: cancer, heart attack, stroke, Alzheimer’s, Parkinsons, major organ failure, renal failure, ALS, multiple sclerosis
  • May include coverage for family and pet care, outpatient and adult companion lodging, genetic testing, prosthesis/wig
Icon of a hand holding a heart

Cancer-only insurance

  • May include coverage for cancer-related therapies, first occurrence diagnosis, hospital, radiation/chemotherapy, blood/plasma, wellness, hospice care
  • Available for associations only

Contact info

Existing policy assistance

Please refer to your current statement for contact information.

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Availability

Critical illness coverage is available to the following markets.

Limitations and exclusions apply. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. Reduction of benefits may apply based on plan design.

This is a summary of plan provisions related to insurance policies issued by Securian Life Insurance Company. In the event of discrepancy between this information and the policy, the terms of the policy apply. Product availability and features may vary by state. The Critical Illness insurance product is offered under policy form series 24-51472 or state variation thereof. The Cancer only insurance product is offered under policy form series 17-50995. Benefits for covered conditions will be payable upon diagnosis of a covered condition that satisfies the requirements of the policy and when all other policy requirements are met.

DOFU 2-2025

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