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Exchange of insureds agreement

The Exchange of Insureds Agreement provides for the exchange of one insured for another insured in a key person business situation.

How it works

  • The exchange of insured will be processed as a surrender/new issue policy
  • The existing and new issue policy must be corporate-owned by the same corporation before and after the exchange

Products

Products with the Exchange of Insureds Agreement:

Next steps

Additional resources available on our secured site

Get access to these and other tools on our secured website for financial professionals.

Additional agreements may be available. Agreements may be subject to additional costs and restrictions. Agreements may not be available in all states or may exist under a different name in various states and may not be available in combination with other agreements. 

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.

Insurance products issued by Minnesota Life Insurance Company

Policy form numbers:  ICC18-20141, 18-20141 and any state variations; ICC18-20140, 18-20141 and any state variations; ICC19-20204, 19-20204 and any state variations

The information presented above is solely intended for use by financial professionals. Such information is not intended for public consumption or dissemination.

For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it is accessible to the general public.

DOFU 12-2022

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