Skip to main content
Securian Financial Home

Snapshot

January 2025

Emergency medical transportation often comes with a heavy price tag

Ambulance rides along with the emergency medical services they provide address the crucial first phase of an individual’s care and can have a profound effect on patient outcomes. However, 23% of Americans say that during a medical emergency in which they needed immediate transportation, they purposely didn’t call an ambulance due to the potential cost.1

The unfortunate reality is that ambulance services are expensive and often result in out-of-pocket costs.

  • $2K average cost for a ground ambulance2
  • $69K average cost of an air ambulance2
  • Nearly 60% result in an out-of-network bill3

Introducing Emergency Transport Protection powered by MASA®

Securian Financial has teamed up with the industry’s premier emergency medical transportation benefit service, MASA, in an exclusive agreement to offer market-leading ambulance coverage paired with our group accident insurance product.

Many supplemental health providers have an ambulance benefit that pays a flat dollar amount, but it’s often limited and much less than the total medical transport cost. Emergency Transport Protection goes beyond flat dollar payouts and provides comprehensive coverage for critical EMS services and ambulance rides due to any qualifying health care event, not just accidents.

Learn more about Emergency Transport

1. YouGov Article, 6-2024 - today.yougov.com/health/articles/49738-one-quarter-americans-didnt-call-ambulance-medical-emergency-costs-poll

2. Masa internal claims data, January 2024

3. FAIR Health, September 2023

Emergency Transport Protection powered by MASA is offered through Obsidian Insurance Company, with its principal place of business at 1330 Avenue of the Americas, Suite 23A, New York, NY 10019. Coverage is not available in all states and is subject to the company underwriting guidelines and the issued policy. Policy forms and policy terms may vary by state and territory.

MASA and Obsidian are not affiliates of Securian Financial Group, Inc.

The benefits listed, and the descriptions thereof, do not represent the full terms and conditions applicable for usage and may only be offered in some memberships or policies. Premiums and benefits vary depending on the plan selected. MASA MTS utilizes third-party transportation service providers and does not own or lease any vehicles. MASA, MASA Global, MASA MTS and MASA TRS are registered service marks of MASA Holdings, Inc., a Delaware corporation and an affiliated company with Medical Air Services Association, Inc. (MASA), Medical Air Services Association of Florida, Inc. (MASAF), and MASA Insurance Services, Inc. (MISI)

Accident insurance is issued by Securian Life Insurance Company, a New York authorized insurer headquartered in St. Paul, MN. Product availability and features may vary by state. Securian Life Insurance Company is solely responsible for the financial obligations under the policies or contracts it issues. Products are offered under policy form series 23-32590 or a state variation thereof.

Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in Saint Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance

Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group, Inc.

If you received this message in error or do not want to receive any more email from us, please send a reply message with "REMOVE" in the subject line. We respect your privacy. We will not release your email address for any reason.

DOFU 1-2025

4112999